FDS · Module 07

FDS Control Panel

Workspace simulator: kalibrasi threshold engine, kebijakan integrasi eksternal, dan trigger 40 pola fraud langsung ke Live Alerts Queue.

Engine policy

75
40

POJK 12/2024

Real-time pull

VIN / plate match

For DRP / failover

Fraud scenario library · 40 patterns

Click Trigger Alert to inject a realistic transaction into the Live Queue.

Digital

Digital Fraud

· 10 patterns
#01CRITICAL · 96
AUTO REJECT
Synthetic Identity (KTP + AI Face)
POJK 12/2024 Pasal 8
#02CRITICAL · 92
AUTO REJECT
Device Farm / Emulator Cluster
POJK SAF Pasal 11
#03HIGH · 89
FLAG FOR_REVIEW
SIM Swap Takeover
POJK 11/2022
#04HIGH · 85
FLAG FOR_REVIEW
Account Takeover via Credential Stuffing
POJK SAF Pasal 14
#05CRITICAL · 94
AUTO REJECT
Deepfake Video KYC
POJK 12/2024
#06HIGH · 78
FLAG FOR_REVIEW
Bot Application Spamming
POJK SAF Pasal 9
#07MEDIUM · 72
FLAG FOR_REVIEW
Fake GPS Location Spoofing
POJK 12/2024 Pasal 10
#08HIGH · 88
AUTO REJECT
Stolen Credit Card BIN Attack
POJK SAF Pasal 15
#09HIGH · 80
FLAG FOR_REVIEW
Phishing Redirect to Fake Kredit Plus Portal
POJK 11/2022
#10CRITICAL · 91
AUTO REJECT
Mule Account Disbursement
PPATK + POJK SAF
Merchant

Merchant / POS

· 8 patterns
#11CRITICAL · 95
AUTO REJECT
Phantom Electronic Shop
POJK SAF Pasal 18
#12HIGH · 82
FLAG FOR_REVIEW
Inflated Invoice (Markup HP)
POJK SAF Pasal 19
#13HIGH · 87
AUTO REJECT
Round-Tripping Transactions
POJK SAF + APU-PPT
#14CRITICAL · 93
AUTO REJECT
Merchant Collusion Ring
POJK SAF Pasal 21
#15HIGH · 76
FLAG FOR_REVIEW
Fake IMEI / Serial Number
Permendag + POJK SAF
#16HIGH · 84
FLAG FOR_REVIEW
Bust-Out Merchant Pattern
POJK SAF Pasal 22
#17MEDIUM · 70
FLAG FOR_REVIEW
Refund Abuse / Chargeback Mill
POJK SAF Pasal 23
#18MEDIUM · 68
FLAG FOR_REVIEW
Cross-Border POS Leakage
POJK SAF Pasal 24
Automotive

Asset & Auto

· 10 patterns
#19CRITICAL · 97
AUTO REJECT
Duplicate BPKB Financing
POJK SAF Pasal 27
#20CRITICAL · 95
AUTO REJECT
Fake BPKB (Forged Document)
POJK SAF Pasal 27
#21CRITICAL · 90
AUTO REJECT
VIN Cloning / Tampered Chassis
Perkap + POJK SAF
#22CRITICAL · 98
AUTO REJECT
Stolen Vehicle Collateral
POJK SAF + Polri
#23MEDIUM · 74
FLAG FOR_REVIEW
Inflated Vehicle Valuation
POJK SAF Pasal 28
#24CRITICAL · 92
AUTO REJECT
Ghost Unit (Unit Tidak Ada)
POJK SAF Pasal 27
#25HIGH · 80
FLAG FOR_REVIEW
Tukar Tambah Fiktif
POJK SAF Pasal 28
#26HIGH · 86
FLAG FOR_REVIEW
Pawnshop Roll-Over (Gadai BPKB Ulang)
POJK SAF + Pegadaian
#27MEDIUM · 65
FLAG FOR_REVIEW
Odometer Rollback Fraud
POJK SAF Pasal 28
#28HIGH · 88
AUTO REJECT
Showroom Fiktif (Dealer Bodong)
POJK SAF Pasal 18
Internal

Internal / Insider

· 7 patterns
#29HIGH · 89
AUTO REJECT
Sales Officer Bypass Limit
POJK SAF Pasal 31
#30HIGH · 83
FLAG FOR_REVIEW
Credit Analyst Manual Override Anomaly
POJK SAF Pasal 31
#31CRITICAL · 92
AUTO REJECT
Disbursement to Employee Family Account
POJK SAF + APU-PPT
#32HIGH · 77
FLAG FOR_REVIEW
After-Hours Data Access Anomaly
POJK 11/2022 (Manajemen Risiko TI)
#33HIGH · 85
AUTO REJECT
Ghost Employee Disbursement
POJK SAF Pasal 32
#34HIGH · 81
FLAG FOR_REVIEW
Collector Skimming (Cash Pocketing)
POJK SAF Pasal 31
#35CRITICAL · 90
AUTO REJECT
Privileged Access Misuse (Admin DB)
POJK 11/2022 + ISO 27001
Compliance

Compliance / OJK

· 5 patterns
#36HIGH · 87
FLAG FOR_REVIEW
Structuring (Smurfing) Pencairan
PPATK + APU-PPT
#37CRITICAL · 95
AUTO REJECT
PEP / Sanction List Hit
POJK 12/2023 APU-PPT-PPPSPM
#38HIGH · 83
FLAG FOR_REVIEW
Beneficial Owner Concealment
POJK 12/2023
#39CRITICAL · 91
AUTO REJECT
SLIK OJK Data Manipulation Attempt
POJK SLIK + 11/2022
#40MEDIUM · 60
FLAG FOR_REVIEW
Late / Missing OJK SAF Reporting
POJK SAF Pasal 35